SpendBeaver ("we," "us"), operated by CircleRoll LLC, uses cookies and similar technologies (including localStorage and sessionStorage where noted) on www.spendbeaver.com, app.spendbeaver.com, and related pages. This policy explains what we use, why, and how you can control it.

CircleRoll LLC
8735 Dunwoody Place, Ste N · Dunwoody, GA 30350 · United States

What are cookies?

Cookies are small text files stored on your device. Similar technologies include localStorage, sessionStorage, and pixels. Some are set by us; others may be set by providers that help us run auth, hosting, payments, or analytics.

Essential cookies

Required for authentication, security, and core product operation. Examples include Supabase session cookies that keep you signed in, CSRF/security cookies, and cookies that enforce site access gates (such as coming-soon preview access). Without these, sign-in, account security, and basic navigation may fail.

Preference cookies and local storage

We may store locale/language, currency display preferences, and similar settings in cookies or localStorage so SpendBeaver stays in your language and preferred format across visits. These do not include your bank credentials or Plaid access tokens.

Analytics cookies

When product analytics is enabled (for example PostHog), we may use analytics cookies or similar storage to understand feature usage, diagnose errors, and improve SpendBeaver. Analytics is used to improve the product — not to sell your financial data or build third-party advertising profiles from your expenses or bank data.

Payments and third parties

Payment providers (for example Stripe) and other vendors listed in our Privacy Policy may set their own cookies when you check out, manage billing, or load their widgets. Those cookies are governed by the provider's policies as well as ours.

How long cookies last

Session cookies expire when you close your browser (or when the session ends). Persistent cookies and localStorage entries remain until they expire, you clear them, or you sign out where that clears session data. Exact durations depend on the cookie and browser.

Managing cookies

Use the controls below (or the footer "Cookie settings" link) to choose Accept all, Essential only, or reopen the banner. Your choice is stored in the sb_cookie_consent cookie on spendbeaver.com hosts. Most browsers also let you refuse, delete, or block cookies and site data. Blocking essential cookies may prevent sign-in or other core features.

Updates

We may update this Cookie Policy when our practices or providers change. The "Last updated" date at the top reflects the latest revision.

More information

See our Privacy Policy and Data Retention & Deletion Policy for how we handle personal and financial data. Questions: support@spendbeaver.com.